Attention homeowners in Warroad and Roseau County: Get an Appraisal today!

See the top 7 reasons MN homeowners hire Courtney Hanson:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge a MN property tax assessment
To lower a mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a MN divorce, when real estate needs to be divided
Determine the true market value of property in question to settle an estate

Need help determining the value of your house in or near Warroad, MN?
Contact Courtney Hanson.

We at Courtney Hanson understand the particular needs of a customer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Courtney Hanson will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value report than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. Courtney Hanson is experts in helping consumers just like you dismiss unwanted PMI insurance.

Challenging Roseau county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that's going down. That means you're going to pay more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Courtney Hanson is your perfect weapon.

HELOC recently frozen?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. Courtney Hanson can provide you with efficient appraisal to help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for accuracy? Courtney Hanson offers field reviews where we go out and check the subject and comparables in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Courtney Hanson can help you with that. Even though this is typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your property.